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- 0 Apr Credit Cards - Ok, What's The Catch? [1 Update]
- China On A Shoestring [1 Update]
- Negotiating The Business Software Minefield [1 Update]
- New Bankruptcy Law Makes It More Difficult To Go Bankrupt [1 Update]
- Hey Small Business! Whyu You Must Have Payroll Accouting Software [1 Update]
- The Roth 401(k) - New Kid In Town [1 Update]
- The Big Secret Of 0 Apr Credit Cards: Debt Reduction [1 Update]
- Bankruptcy Loans (Believe It Or Not!) [1 Update]
- Top Summer Tips For Retirees [1 Update]
- How To Sell Your Content: It's Not Just For Displaying On Websites [1 Update]
- Brand Yourself For Internet Marketing [1 Update]
- A Home Based Business Fear [1 Update]
- Should Small Business Fear The Competition? [1 Update]
- Best Practice For Small Business [1 Update]
- How Do People Online Create Products? [1 Update]
- Targeted Traffic Directed To A Targeted Sales Page Brings Money [1 Update]
- Small Business Branding Practice [1 Update]
- Is A Remortgage Right For You [1 Update]
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- There Is No Reason To Drive Illegally When You Can Get Cheap Motor Insurance [1 Update]
- Dissecting 船iet' and What it Means in Everyday Life [1 Update]
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- "Bob Miles" <submissions@isnare.net> Apr 20 02:00AM +0800
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Article Title: 0 Apr Credit Cards - Ok, What's The Catch?
Author: Bob Miles
Word Count: 332
Article URL: http://www.isnare.com/?aid=144510&ca=Finances
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How can credit card companies offer zero APR credit cards and still make money? Well, now that interest rates have gone up they don't so much anymore. But zero APR cards are can still be found if you look, and the Internet is probably the best source. So what's the catch? There are several:
*sdfj
- Most zero APR credit cards offer zero APR for a limited time, normally no more than a year
Carefully read the fine print to find out exactly how much interest you'll be paying later. Some people try to transfer their entire credit card balance to a new zero APR card every year in order to extend their "limited time offer" indefinitely, but credit card companies are getting wise to this maneuver. Nevertheless, getting a zero APR credit card can be a smart move as long if you read the contract and follow the rules.
- There is usually a an annual fee.
$20 is no problem, but beware triple-digit fees just to get zero APR for 12 months.
- Zero APR card issuers make money from suckers.
So don't be one. Late fees are high, so pay on time. How much of an interest rate is zero APR plus a late fee of $25? You can do the math yourself. The card issuer might also jack up the rate for late payers (they call it a "default interest rate"). And a default interest rate may apply not only to existing balances but future charges as well.
Zero APR credit cards can be great value if there is a reasonable interest rate after the limited offer period ends and as if you pay all your card bills as they come due. If you do that, then your low interest rate will in effect be paid for by the suckers who snatch up these cards and then don't pay on time.
About The Author: "0 APR Credit Cards" at http://zeroaprcreditcardguide.blogspot.com offers readers information about all types of 0 APR credit cards. See also http://zeroaprcreditcardguide.blogspot.com/2007/03/0-apr-credit-cards-are-still-availabe.html. Please bookmark "0 APR Credit Cards"!
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- "Bob Miles" <submissions@isnare.net> Apr 20 01:50AM +0800
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Article Title: China On A Shoestring
Author: Bob Miles
Word Count: 319
Article URL: http://www.isnare.com/?aid=144194&ca=Travel
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China is not only the largest country in the world with 20% of the world's people, it is also the world's oldest continuing culture. Its more popular tourist attractions include the Summer Palace, the Great Wall, and the Forbidden City in or near Beijing, and the ancient cities of Xi'an, Nanjing, and Kaifeng. Natural attractions include the Yellow River, the Long River, the Himalayas, and the unique natural beauty of Guilin. A China tour can be quite affordable if you use a discount tour company.
China tour companies and travel agencies offer group and individual tours. Deep discounts are often available for hotels, rent-a-car, air tickets, and more – discounts can reach 50-70% of normal price. Even during the peak tourist season, hotel rates offered by many China tour operators can be quite affordable for Westerners used to the sky-high costs charged in Europe. Some of the most popular China-related travel agencies include China Comfort Travel, China International Travel Service, and several companies on the web.
Because of China's large size (about the size of the United States), individual travel over a short time can be a logistical nightmare. Accordingly, China tour companies offer comprehensive tour packages that will allow you to see a lot of China as possible during a short tour. The China Tour Service offers several theme-oriented tours including a Tibetan adventure tour, a Silk Road tour, and a cruise on the Yangtze River Cruise. China Custom Tours offers a few special interest tours to remote or unique locations rarely seem by most tourists. This is only the tip of the iceberg. If you so desire, you can take a martial arts tour of China tour or go trekking in the Himalayas.
Foreigners visiting China should to register with their embassy in Beijing in case of loss of passport, accident, kidnap by a Yeti, or other unexpected difficulties.
About The Author: "Discount World Travel" at http://worldtravelguide4u.blogspot.com offers readers comprehensive information about discount travel to various international destinations. See also http://worldtravelguide4u.blogspot.com/2007/03/discount-world-travel-offers-variety-of.html.
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- "Bob Miles" <submissions@isnare.net> Apr 20 01:40AM +0800
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Article Title: Negotiating The Business Software Minefield
Author: Bob Miles
Word Count: 342
Article URL: http://www.isnare.com/?aid=144193&ca=Business+Management
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Business software is a necessity in the modern business environment. It is crucial to do business efficiently in marketing, sales, and customer support. A good business software package can greatly boost your enterprise's efficiency by:
* Maintaining e-mail invoices and custom billing templates
* Tracking costs and expenses
* Tracking customer inquiries, both before and after sales.
* Tracking and following up on each client transaction and creating and maintaining client files
Popular business software includes contract management software, accounting software, payroll management software, business plan software, help desk software, and others. If you decide to purchase any form of business software, keep the following points in mind:
* Keep things simple – there is no reason to shell out extra money for functions that your business will never even use. No matter how effective your software solution is, software alone can't operate your business for you. A complete system may include a variety of different types of software hooked up together in a single, unique network. The details of this network is usually determined either by the company's IT chief or by the software suppliers. You can custom build your own software system, then, or you can buy a complete business software package. Custom-built systems are usually considered inappropriate for small businesses unless you are a computer expert or have one on staff.
* You must know the needs of your particular business (or assign the purchase to someone who knows).
* Even if you purchase a comprehensive system, every company has unique needs. Look for a flexible system that is both comprehensive and easy to modify. The most popular systems include Outlook, Microsoft Office, Word, Excel, and Publisher.
* You might want to consider a time, billing, and accounting package like QuickBooks
* Depending on the nature of your company, you may consider purchasing contract management software.
A comprehensive business software system is certain to pay for itself in terms of lower payroll, increased efficiency, and decreased errors.
About The Author: "Business Software" at http:// http://helpdesksoftware4u.blogspot.com offers readers complete information about many forms of business software (see also http://helpdesksoftware4u.blogspot.com/2007/03/business-software-offers-readers.html).
Please use the HTML version of this article at:
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- "Bob Miles" <submissions@isnare.net> Apr 20 01:30AM +0800
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Article Title: New Bankruptcy Law Makes It More Difficult To Go Bankrupt
Author: Bob Miles
Word Count: 386
Article URL: http://www.isnare.com/?aid=144186&ca=Finances
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Disclaimer: The following article meant for reference only, and is not intended to be legal advice. Be sure to consult a lawyer for a full explanation.
The Bankruptcy Abuse Prevention and Consumer Protection Act was became effective on October 17, 2005 (except for a few provisions). This amendment to the Bankruptcy Code is a major revision of the 1978 Bankruptcy Code and deals mainly with consumer bankruptcy. It was passed in response to rising bankruptcy filings and is based on a concept of increased personal responsibility. This article offers a very brief explanation of the "means test" that is designed to dump some debtors out of Chapter 7 and into Chapter 13:
Most debtors would of course prefer to discharge their debts under Chapter 7 rather than pay into Chapter 13. For debtors with the ability to pay, however, this will not be nearly as automatic as before. Under the previous version of the Bankruptcy Code, a finding of "substantial abuse" had to be made before a debtor was barred from Chapter 7 relief. Under the new law, this standard is reduced to "abuse" (one act of abuse is sufficient rather than "substantial" abuse). Abuse is now presumed for debtors deemed to have the means to pay into Chapter 13. This means test applies to debtors net current monthly incomes greater than their state's median income.
The means test has two prongs:
1. If the debtor's net monthly income after deductions is at least $166.67, the debtor is presumed to be ineligible for Chapter 7 relief.
2. If the debtor's net monthly income is at least $100 and the debtor is deemed to have the means to pay at least one-fourth of his/her unsecured debt over 5 years, then the debtor is presumed to be ineligible for Chapter 7 relief.
What all this means is that debtors who file under Chapter 7 will be forced to pay as much as they can under Chapter 13 if they can afford to unless they can prove that they are not abusing the system by filing under Chapter 7 . The word "presumed" simply means that whatever is presumed will be taken as true unless proven otherwise - the burden of proof has switched to the debtor to prove there is no abuse rather than on the government to prove "substantial abuse" as before.
About The Author: "Bankruptcy" at http://bankruptcyguide4u.blogspot.com offers readers comprehensive information about bankruptcy, including bankruptcy loans. See also http://bankruptcyguide4u.blogspot.com/2007/03/means-test-and-presumption-of-abuse.html.
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- "Bob Miles" <submissions@isnare.net> Apr 20 01:20AM +0800
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The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
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Article Title: Hey Small Business! Whyu You Must Have Payroll Accouting Software
Author: Bob Miles
Word Count: 357
Article URL: http://www.isnare.com/?aid=144180&ca=Business+Management
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1. Price:
Price will depend on several factors, including how many employees you have, how often are they are paid, and which state you pay taxes to. Some states' tax procedures are more trouble than others, and this will affect the price of your software package.
2. You need it more than the bigger companies do.
Medium sized businesses usually subcontract their payroll work to major accounting firms, and these are too expensive for most small businesses. Yet doing it all by hand often results in repeated and costly mistakes. What's more, because the use of software is so common these days, the US government far less forgiving of mistakes than it was 20 years ago. Fortunately, it is now possible to buy payroll accounting software designed specifically with small businesses in mind (for our purposes, "small business" means any business with less than 500 employees).
3. What payroll accounting software does:
- it tracks the issuance of weekly, monthly, quarterly and annual paychecks
- it calculates wages, salaries, withholdings, taxes, deductions and bonuses
- it prepares transaction entries, MIS reports, return forms, master entries, and utilities
- it performs many other functions if you are willing to upgrade from a basic package
Nevertheless, it will not operate itself. Data must be input correctly, and you must learn how to use it properly (or train someone else to).
4. How it saves you money:
- losses from mistakes
- fewer employees are needed since you won't be doing it manually anymore
- fewer headaches means fewer aspirin expenses (:
5. Flexibility
Don't get caught in the "little kid in a candy store" trap – that is, don't buy a software package with unnecessary features. Do, however, use your imagination when it comes to that key word "unnecessary" – today's business needs may not be tomorrow's business needs. If you do get caught someday without the functions you need, frequent upgrades are available with most packages, and some of them are free.
About The Author: "Accounting Software" at http://accountingsoftware4u.blogspot.com/ offers readers information about all types of accounting software. See also http://accountingsoftware4u.blogspot.com/2007/03/5-things-you-must-know-about-small.html. Please bookmark "Accounting Software"!
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- "Bob Miles" <submissions@isnare.net> Apr 20 01:10AM +0800
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Please consider this free-reprint article written by:
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- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
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The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
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Article Title: The Roth 401(k) - New Kid In Town
Author: Bob Miles
Word Count: 349
Article URL: http://www.isnare.com/?aid=144177&ca=Finances
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A traditional 401k plan is an arrangement under tax law by which an employer can deduct pre-tax money from your paycheck and the employee can invest it. In a traditional 401k this money is nontaxable until you withdraw it, at which time you will likely be in a lower tax bracket.
Those who are looking into retirement savings plans should also take not of the Roth 401k that became effective in 2006. The Roth 401k is a hybrid between the traditional 401k and the Roth IRA, and was legislated in George W. Bush's tax cut package. It operates differently than the traditional 401k plan. Below is an explanation of the pros and cons of the Roth 401k:
The bad news:
- Favorable tax treatment limited to those who are disabled, or at least 59.5 years old, or who have held the account for more than 5 years
- it is not available to taxpayers with an income above a certain level at the time their account is opened.
- There is no upfront tax deduction
- employees whose employers do not offer Roth 410k plans are ineligible
- Not many employers offer Roth 401k plans because it is new, and because it is expensive to introduce.
The good news:
- Any employee whose employer offers the plan is eligible.
- Withdrawals taken after retirement are no subject to income tax
- It can be rolled over into a Roth IRA if you quit your job.
- There is no loss of eligibility for if your income exceeds maximum eligibility limits after your account is opened.
- Because of the deferred tax benefits, Roth 401k accounts can appreciate faster than a traditional plan, leading to higher retirement income.
This structure makes the Roth 401k suitable for youth who expect their income to grow over time. A traditional 401k plan will leave you more money now, but a Roth 401k will leave you better off after retirement.
About The Author: "401k Plans" at http://401kplans.blogspot.com offers readers complete information about 401k Plans, Roth IRAs, and other retirement plans (see also http://401kplans.blogspot.com/2007/03/roth-401k-plan-new-kid-in-town.html).
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- "Bob Miles" <submissions@isnare.net> Apr 20 01:00AM +0800
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Please consider this free-reprint article written by:
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- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
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The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
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Article Title: The Big Secret Of 0 Apr Credit Cards: Debt Reduction
Author: Bob Miles
Word Count: 367
Article URL: http://www.isnare.com/?aid=144175&ca=Finances
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Americans have fallen into the debt trap to an extent that our grandparents could never have imagined. We have to have everything, and we have to have it now. As a consequence, many of us are drowning in credit card debt. Here is a possible solution.
The days of low prime rates are over now, and 0 APR credit cards are harder to find. Not impossible, though. Many companies still offer 0 APR credit cards for limited period only so that they can attract new customers. This initial period of up to 12 months can save you buckets of money if you have high interest credit cards.
This is how to you can handle it: First, transfer your balance from your high interest credit card to your new one. This will lower your monthly payments and save you money every month. Second, don't go shopping yet. Rather, take these savings and pay down the balance on your credit card. Now you're paying principal instead of interest. Do this for the entire initial period and you'll be surprised at how much you can pay off your balance.
Third, don't use your new credit card to spend more money, because when the higher interest rate becomes applicable you could end up with an even higher balance that you had before. Once the 0 APR period ends, you can take advantage of the extra money provided by lower payments, right? Maybe. Since you've gotten so used to high credit card payments, why not delay your gratification a step further and continue to make payments at the same amount, thereby paying off the debt faster? In this way your new credit card can be used to motivate you to eliminate your long-term credit card debt. Note that your 0 APR credit card should never be used to spend more – only to lower your debt. Once the higher interest rate kicks in, your new line of credit is a useless to you as your old one was.
What debt management offers you is freedom – after all, which would you rather have, peace of mind, or more stuff that you probably don't need anyway?
About The Author: "0 APR Credit Cards" at http://zeroaprcreditcardguide.blogspot.com offers readers information about all types of 0 APR and low APR credit cards. See also http://zeroaprcreditcardguide.blogspot.com/2007/03/climb-to-top-of-mt-debt-free-using-0.html. Please bookmark "0 APR Credit Cards"!
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Article Title: Bankruptcy Loans (Believe It Or Not!)
Author: Bob Miles
Word Count: 359
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Have you recently filed for bankruptcy? A bankruptcy loan can help you salvage your finances, and can also help to improve your credit rating. It may sound far-fetched, but you can actually be approved for a loan after filing for bankruptcy. Without a doubt it is difficult, but do keep in mind is that immediately after bankruptcy, you are not likely to have any debts, which is about the only factor that's going to be working in your favor at this point. You do not have to apply for a bankruptcy loan before applying for bankruptcy.
A bankruptcy loan is useful for bill consolidation (if you have any bills left to consolidate!), and it can also be useful in the long road of repairing your credit rating. If you can afford it, you should consult a financing expert to help you get bankruptcy loan because this kind of professional can negotiate better loan terms – and if successful, better loan term will likely more than pay for the expense of a financing specialist.
No doubt about it - most lenders automatically refuse a loan application from somebody who has recently filed for bankruptcy, because the risk is too great. But a few lenders will consider such an application. You will have to accept that the terms will not be favorable, though. Your credit rating will not be very good, but a lender will nevertheless be likely to ask for your credit report. The last few months will need to be perfect. If you are approved you will be subject to high interest rates and a short repayment schedule.
Since most lenders will not even consider a loan application within two years of a bankruptcy, your best way to get a bankruptcy loan may be to search the web. But let the creditor beware – the web is a jungle and there are many sleazy outfits. This is where a financing specialist might turn out to be useful.
Only you can make the decision. Some would rather avoid all debt after a bankruptcy, but this will only delay the process of credit repair.
About The Author: "Bankruptcy" at http://bankruptcyguide4u.blogspot.com offers readers comprehensive information about bankruptcy, including bankruptcy loans. See also http://bankruptcyguide4u.blogspot.com/2007/03/bankruptcy-loans-believe-it-or-not.html. Please bookmark "Bankruptcy"!
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Article Title: Top Summer Tips For Retirees
Author: Cynthia Barnett
Word Count: 907
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Summer is a wonderful time to be outdoors and to be active. It is the vacation season for millions. But summer can be a very dangerous time as well. And, like it or not, once we reach the age of 65 or we develop heart disease or high blood pressure, we are at greater risk of suffering a heat-related illness during the summer. Here, then, are my top summer health and safety tips for retirees.
1. Know the symptoms of heat-related illnesses. The greatest risk, of course if heat stroke. But other problems can also occur due to summer heat. Thirst and less frequent urination are signs of dehydration. Prickly heat bumps are a really irritating skin rash. Some people experience cramps and swelling of the hands and feet. It is also possible to experience heat exhaustion (clammy skin, paleness, dizziness, nausea, fever, and headache). Heat stroke symptoms include: sluggishness, rapid heart rate and breathing, confusion and irritability, high body temperature, intense muscle aches, fever, diarrhea or nausea and even fainting and convulsions. Heat stroke is a life-threatening situation. People suffering heat stroke need to get to a hospital immediately.
2. Drink lots of water throughout the day. Water cools and prevents dehydration. Be sure to drink lots of water throughout the day, not just with meals. Sports drinks are also helpful. But avoid drinks with a lot of caffeine, lots of sugar, or alcohol because they can cause you to lose more body fluids.
3. Be smart about physical exertion. It is best to limit exercise to moderate activity. Plan to engage in any activities that require great physical exertion either early in the day (before it gets really hot) or late at night (after the sun goes down and it cools off). You will find that you have more energy at these times and that you place yourself at less risk for heat-related problems.
4. Protect your skin. Protecting your skin with either a hat, clothing or sun screen will not only prevent an uncomfortable sun burn, but it will protect your skin against the damaging UV rays of the sun and protect you from potential skin cancer. Sun Protection Factor (SPF) 30+ or higher is the best choice. If you plan to be in the water, it is important to use a water resistant sunscreen. You can also protect your face, neck and ears by wearing a hat with a wide brim.
5. Think about your clothing. Most of us dress for the occasion or the purpose. But as we grow older and our skin becomes more sensitive and our bodies are more likely to feel the effects of heat, we also need to think about what we wear a bid differently in summer. Of course, we want to wear cool clothing. Lightweight clothing is best, but with a tight weave, if possible to keep off the sun. Remember that natural fabrics breathe better than synthetics. And don't forget that black clothing tends to absorb heat while white clothing tends to reflect it.
6. Know how heat and sun interact with your medications. Some medicines make us more sensitive to the sun (increased photosensitivity), more sensitive to heat, or more likely to become dehydrated. A quick conversation with your physician or pharmacist will alert you to problems that could arise due to your medications.
7. Pay attention to Air Quality Warnings. Breathing difficulties are more common as we grow older. Smog, pollutants, allergens and humidity can make it difficult to breathe. Check your television weather information or check online to see what the air quality is before engaging in strenuous activities or before deciding to spend time outdoors.
8. Don't forget to protect your eyes. The UV rays of the sun can also damage your eyes, and will be uncomfortable, especially if you are developing cataracts. Always protect your eyes when outdoors by wearing tinted lenses, a hat with a wide brim, or sunglasses.
9. Stay as cool as you can. Staying indoors in an air conditioned place is the best way to protect yourself from the summer heat. Electric fans might be helpful, up to a point, but once the temperature passes the 90 degree mark, they really don't do enough. If you don't have air conditioning, you might want to visit a friend or family member, go to a public place, like a library, shopping mall, etc. or a "cooling center" to spend time in cooler air. Even a few hours in a cool environment can help you prevent heat-related illness. The best time to go to a cooling center is always during the hottest part of the day.
10. Rest. Try to space out your activities so you have time to rest between them. If you begin to feel the effects of summer heat, stop what you are doing and rest for a bit before continuing. The less active we are the less our bodies are stressed by heat.
In addition, be safe by paying attention to normal safety tips. When traveling, pull over to eat snacks. This year, we should all be particularly careful where we swim and especially where we dive since many lakes and ponds have been affected by this year's droughts and have significantly lower water levels. And, be very careful with fire of any kind.
Copyright 2007 by Dr. Cynthia Barnett
About The Author: Dr Cynthia Barnett is a Retirement Lifestyle Expert. Through her coaching, keynotes, workshops and seminars she inspires people to "re-fire" their lives to live happier, satisfying and more meaningful lifes. Personal coaching individually or in groups can help you create a road map for your second phase of life. Athletes know they need coaches to help them learn quickly and support them on their journey. To learn more about her mentoring and program offerings, go to: http://www.refiredontretire.com.
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Article Title: How To Sell Your Content: It's Not Just For Displaying On Websites
Author: Alice Seba & Mila Sidman
Word Count: 377
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Content – content – content, everyone is looking for fresh content. Many website owners simply post content on their sites, slap on some Google ads and hope for the best. Did you know that you can sell your content as a way to bring in an income? Here are some ideas on what types of content you can use to bring in money.
Writing for Pay
A great place to start earning an income from home is through writing for pay. Do you have a knack for writing articles, web copy or newsletters? If so, you can easily set up shop as a writer specializing in that area.
Private Label Content
Sell private label content memberships, bundles and/or packets. You can start out writing them yourself or make it a more hands-off operation and hire writers to compile the content for you. Just be sure you're giving your customers fresh, quality content on a consistent basis.
First Rights
Selling first rights to your content gives the person who purchases the content the right to publish it before anyone else. For example, a magazine may pay to be the first to publish your article. After a certain amount of time, you are free to publish it elsewhere. You don't usually get paid as much as for "exclusive rights", but this means you can use your content again elsewhere.
Info Products
Create your own information products. Good examples include eBooks, video tutorials, interviews and teleseminars. These are all content that you can create for your market, but once you've established your expertise in an area, keep going with it. Don't just create one eBook and leave it at that.
Pre-written Coaching
Take what you've learned on a particular topic and turn it into pre-written information to help others. Give them homework you check each week as they work through the course. They get extra help and you can charge a premium price.
Be creative, keep the focus on your target reader and the information they are looking for and you'll see just how powerful a tool content can be in your business.
About The Author: Alice Seba & Mila Sidman take the hassle out of content creation. Get a no-obligation quote for your project at http://www.allcustomcontent.com or claim your FREE 21-page guide to maximizing your profits by outsourcing your content here http://www.allcustomcontent.com/free-outsourcing-guide.html
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Article Title: Brand Yourself For Internet Marketing
Author: George Collins
Word Count: 744
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The thing about branding is that you do not want to brand yourself with everything. The best thing is to brand yourself with one or possibly two things. The best thing is really one. Some people we work with are branded as a master marketer online. So you brand yourself with the pay per click technique and that is what you stick with, not to say you cannot master anything else or teach anybody anything else, but people are always going to know you for that one thing. So that is branding. Now for longevity. When you have those brandings you can always create new products, things are always changing and evolving in marketing online, things get better, things could get outdated or not as useful anymore.
Because you have that branding you can always be updating your branding on that product or come out with new products on that type of scenario to generate income. If you are in the home based business industry, that is just another income stream. Now, in this industry when you lead people or jump from program to program, if a person did that, at least tell the people in the other program that you are in, hey I am moving on to another program, be honest with people. When you do not do that it just kills your branding and kills your business online. Pretty soon nobody is going to trust you and when you say I am going to do this, I am doing this opportunity right now nobody is going to trust you. They are going to think that you are just going to take my money, leave me there and move on to the next opportunity and do not really care about me anyway. You do not return my phone calls or emails or even do what you said you were going to do.
The reason I joined you is because you said you were going to teach me about this business and you did not. So that looses your branding. When you brand yourself, again you can put that on your lead capture page, you can have it in your header graphics, you can have it under your picture, you can have it throughout your sales or newsletter, you can have it at the bottom of your emails. If you write a newsletter on it you can call the newsletter that type of branding. If you do conference calls you start off, I am, and then your branding title, whatever branding you have, you can start the conference calls that way. Everything you do, if you write ebooks you can continue that throughout the book and at the end of the ebook when you do the signature or your picture, you put that branding there under it.
Now, branding does not happen overnight, it can happen quickly, but not overnight. Depending on when you get your branding and how much branding you do after that point, it depends on how many on the internet get to know you for that one thing. I absolutely think and know for a fact that branding creates business longevity. It is only from your own personal branding, because you are an expert at something, all the way to your business practice on branding yourself and how you practice business, whether you are ethical or unethical or however it might be, it creates a branding of yourself. If you are an ethical person you are branded for that. Whether you even tell people that you are ethical or people just realize it and it just becomes your branding.
Whether you do everything you say you are going to do or follow through with everything, that becomes your branding. If you hop from program to program you become branded as a program hopper. If you send out emails twice a week you soon become branded on that email list. You send out two emails a week and you do that consistently every week, people expect it, you become branded for that. When you stop doing that people are like, are you going to send out anymore emails, that becomes your branding. These are unique things that can create business longevity for yourself. Without it you will not have a long lasting business. You will always be worried in your business where your next commission or sales is going to come from.
About The Author: Are You Prepared To Instantly Plug-in To A Power House Marketing System: Contact George Collins http://smallbusinesspractice.com Email George Collins http://georgecollins.com
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- "George Collins" <submissions@isnare.net> Apr 20 12:10AM +0800
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Article Title: A Home Based Business Fear
Author: George Collins
Word Count: 785
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Fear is an interesting thing. Fear is there so it is all about how we deal with it to push us forward. Fear can cause people not to achieve the things that they want, or the things they would like to do or what they are meant to do in their life. In business specifically, and you can apply this to your personal life if you want to, but specifically in a home based business fear can creep up on you in many different ways. You can be making a hundred dollars a month and fear can keep you from making a thousand or three thousand dollars a month. You can even be making ten or thirty thousand dollars a month and fear can keep you from making fifty or a hundred thousand dollars a month, or literally fear can take you away from what you were making and bring you back down to the bottom, all because of this thing called fear.
Someone told me a definition of fear a while back, probably about three or four years ago, and they said fear is a false expectation appearing real to you. It can be anywhere in your home based business when you work at home. If you are wondering how, for example, I am wondering how this pay per click will turn out, I might lose all my money. I have heard horror stories about people losing a lot of money in pay per click and what if it happens to me, I only have this amount of money, pay per click is always changing, what if they change in the future, or how many keywords do I need. All of this thinking is a false expectation in your mind appearing real to you right now. These things do go through your mind.
It can be from even creating a lead capture page to you not being able to do it or not being able to hire someone to do it for you. Or is it going to turn out right, or are people going to op-in to it, or not. I have just gone into this home based business and what do I do now, I am not getting sales, I am not moving forward. People can even have a fear of getting more sales. People would be comfortable with making a few thousand a month and even though they want to make ten thousand dollars a month or more, there is this tiny fear in them. What do I do when I get there. How do I handle that. What do I do with that money, or what would I do with the people. There are all types of feelings with fear.
It is all false thinking. We all get it, but it is how we deal with it when it comes to us. What you should do is push it out of your mind. There are some things that you can do and to tell you the truth it really comes back to controlling your mind. We have our mind and we have to control it. We can literally control the thoughts that come into our mind, the things that come through our ears, the things that we see with our eyes, we can control that. I mean, if you do not want to watch a certain television show on TV you can change the channel or you can turn the TV off. If you do not want to hear something, you can turn the TV off. If someone is talking to you and you do not want to hear what they are saying, you can tell them to shut up or you can walk away, either way you can control that situation.
Our thoughts that pop into our mind come when nobody is around us, we can control that too. If we think a though we can delete it like a computer. If you are doing something on your computer and you do not want it, you can delete the file or delete a word on Microsoft word, just click the delete button. Well, it is the same thing with us, you can say in your mind this thought just came in, so just delete it, delete it, delete that thought. I do it all the time. It is a negative thought, it is a thought that is producing fear, I want it out of my mind because I am not going to be fearful of anything. I think that living with fear is a terrible way to live. You do not find many people like this, but I fear no competition.
About The Author: Are You Prepared To Instantly Plug-in To A Power House Marketing System: Contact George Collins http://smallbusinesspractice.com Email George Collins http://georgecollins.com
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Article Title: Should Small Business Fear The Competition?
Author: George Collins
Word Count: 1097
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You will find top earners online that are earning fifty or eighty thousand dollars a month and yet they fear competition. It is a terrible way to live. We fear no competition, we fear nothing in marketing. There are people that will try to intimidate you, but you do not have to live in fear. You can control what somebody tells you, you can walk away and not listen, a thought comes to your mind and you are in control, you can delete any thought you want. I will delete that thought and it is gone. You can put a thought in your mind as fast as you deleted something too.
Now here are some things that we use to go forward. Once you delete the thought, and it is very important to delete the thought, because if you do not delete it, it will just stay in your mind, it will come back again producing fear. One thing is that you also have to believe in yourself, you have to believe that whatever you are going to do can get done. Books like Think and Grow Rich point that out, you have to produce a thought and think and believe it is real for it to happen. Fear, false expectation appearing real in your mind is a false expectation of something that has not even happened yet.
Most of the time, take swimming for example, if you have never jumped off a diving board before and all of a sudden you have this fear of jumping off, you jumped off, you will probably say to yourself, you know that was not that bad. Or you go from making two or three thousand dollars a month to ten thousand or more a month and you say well, that was easy, that was not that hard. I should have done that a long time ago. It holds you back in life. People that have children have all kinds of fears, of their kids drowning, fear of them getting hurt, fear of them with water. I was never like that. We always had our children in the pool at an early age.
A lot of people get very nervous about things like that, they say you should not take your child in the pool because he is just a baby. Well, I am not fearful of anything but there are safety mechanisms that you can use. You also do not want your child to grow having that certain fear. I have some good friends that will not let their children go in the pool, and their children start developing fears at an early age. Children will develop many fears at an early age and guess who it comes from, their parents because of the fears that the parents have.
So if you can break past that barrier, it is a dream killer, it steals your dreams living in fear, living in fear of when your next paycheck is coming in, when the next dollar is that you are going to make, whether it is online or from a job. It can destroy a life. But how do we get past that, like I said before. One, you have to delete that thought out of your mind, get it out of your mind. It cannot stay there, because you will dwell on it and you will still have this fear. Two, you have to look forward, you should really put a new thought in there, and you can do it. If you have this fear about creating a lead capture page and you cannot do html or you cannot find a person to help you do a lead capture page, just delete it out of you mind. You can do a lead capture page.
You can get another person to do it for you, you know what you want, or perhaps you do not know what you want on there, but you do need some help. Well, find another person to do that too. Then maybe a new fear will creep into your mind, where do I find this person. There are tons of places online, maybe forums, you can certainly find people to help you there, or there are other sites, elance.com or guru.com, go in there and just post to the people of what you are looking for and people will post back to you saying, hey, I can do this for you and this is what I will charge you. Then you come to a new fear, well, how do I know which person to go with, how do I know I can trust this person, or are they going to do what they say they are going to do. Here is a new fear, what do you do, delete, delete, delete.
Pick the one that you have a good feeling about, your gut instinct, or what your heart says to do and go with it. Some people worry about what about this program, should I join this program or should I stay away from it, or how is the program doing. I would just recommend that you go with your feeling again, what is your heart telling you, you know if it feels good or not. Fear destroys marriages and other things. Fearful of whether or not my spouse is cheating on me, fearful or whether or not my spouse is going to leave me. You can live in fear if your spouse is going to leave you throughout your whole marriage, that is a terrible way to live.
If your spouse is going to leave you it is going to happen whether you like it or not. So you really cannot control it, so do not live in that fear. There are all types of things in life that steal dreams. It literally kills them. It is sad that it happens. Everybody has fears, but you need to control your mind. Fears creep up but just get rid of them and put something positive in your mind and move forward. If we did not do that we would not be here today. I know some people that if they did not get over their fear they would not be making fifty thousand a month, or thirty thousand, or twenty thousand or a hundred thousand dollars a month or more. Fears prevent you from taking the next step, fears prevent you from learning more, fears prevent a lot of things.
About The Author: Are You Prepared To Instantly Plug-in To A Power House Marketing System: Contact George Collins http://smallbusinesspractice.com Email George Collins http://georgecollins.com
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Article Title: Best Practice For Small Business
Author: George Collins
Word Count: 996
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When you find the top person to teach you they are usually on the next topic of teaching you before you have even grasped that first topic. But just hang in there and do not expect to come into this industry and become an overnight success without knowing anything. I guarantee you that any top earner you interview or ask did they just automatically come in one day and start making thousands and thousands and thousands of dollars, I guarantee not. I guarantee if you ask them if they bought any courses that were worthless, they will say yes. Have you found the cream of the crop in the industry that you are in now in order to learn what you know to market, most will say yes. You ask them did it take you months or years to learn what you did to get to where you are. Did it take you six months or a year to make ten thousand dollars, did you make it in two months. Some will say two months, some will say ten months. Everyone of us is different.
That is the unique thing about us as humans is that we were all created different, we are all unique, we all learn at different paces, we all learn differently. Some of us love to read and can read and learn just fine. Others need to look at something visually just to understand it. We all learn different ways and different paces. Look at how you learn, if you learn a little bit slower, you learn a different method, try to find that method of learning from your mentor to teach you that and get it. Do not rush things, I know some people, whether you are trying to do affiliate marketing or you are just starting your home based business, some people are under pressure because of debts, or loss of a job or other life problems.
It just does not happen overnight. If you expect that, than you are really just setting yourself up for failure and when it does not happen you get all upset and think this stuff does not work, when you actually never give it enough time. Or if you did not do any marketing you might not have hung around long enough to see the fruits of your labor. When we first started network marketing and when we found the cream of the crop, he said go recruit from within the industry, and we said how do you do this. He said you need to call other people in the industry. So we started calling people, we did not know much about the internet, but we did call to generate the traffic, it is part of the formula, it is targeted traffic because we are recruiting from the industry which is the target market, we are just using the telephone to generate the traffic.
We would do like a hundred to two hundred calls a day, it would take us about two and a half hours or so. It took us a little longer in the beginning but you get better at what you do over time. Contrary to what people said about using this method, they would sponsor one person after calling a hundred people, we did not sponsor one single person until after many hundreds of calls. When we first started it was not even a hundred calls a day, it was more like fifty or less until we were use to using the phone that much. You have to work up to calling that many people in one day. So it took us many weeks and many hundreds of calls to sponsor one person.
If you try to gauge yourself on what other people are doing, like sign up one person for every hundred calls, that may work for them but do not think it is going to work for you. Maybe they have been doing it for a long time and they mastered that skill. You may have a long way to go before you can be as competent as they are and perfect that technique. We did not have that when we first started. It took us weeks to even get close to that. If we just listened to what they said and what they did and we did twenty calls the first day and say we got to a hundred calls my fourth or fifth day, we called a hundred people by that time combined and did not sponsor one person.
If we just listened to that, we would have stopped at that point. But we knew that they had been doing the calls for quite a while, they know exactly what they are doing, they put their time in already, just like we are doing now to perfect this and to become a master at what we were doing. And soon after we made that first sale, after hundreds and hundreds of phone calls, we soon mastered it where we were recruiting one person out of every hundred or two hundred calls, and because of the voice message that we left we would sponsor one person every two or three days from the voice messages that we had left.
You have to perfect all aspects of the techniques that you going to be using. After you become a master at one of the techniques, then you can go on to teach any of the people that you work with. You can tell people that they cannot use the method and expect to get the results that a person who mastered that technique is getting, it just will not happen. You cannot start cold and make two hundred calls a day and sign up two people like someone who has been at it for a year or so. So that is just an example on branding.
About The Author: Are You Prepared To Instantly Plug-in To A Power House Marketing System: Contact George Collins http://smallbusinesspractice.com/ Email George Collins http://georgecollins.com
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- "George Collins" <submissions@isnare.net> Apr 19 11:40PM +0800
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Article Title: How Do People Online Create Products?
Author: George Collins
Word Count: 779
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How do people online create products? Because they, not all of them, but a lot of them have mastered a certain practice. Usually the first products that they create, those that have mastered it, are basically a by-product of what they have mastered. Again, using pay per click as an example. You can master pay per click, and say you are doing it just for your home based business just so you can make money, just so it can work. Say you make sales and you are doing fine and you are making more money than what you are use to when you first started before you mastered pay per click, great. Well, what is another income stream that you can immediately spawn off this and also to help other people that use to be in your situation.
You can go as far as to make an ebook, or do a video series, an audio series or something on pay per click in the home based business arena. If you want to write a book on it, write a book, it does not matter if it is ten, twenty, thirty, forty or fifty pages or more, write it and have somebody edit it for you, pay somebody to get some graphics done for you, graphics are cheap, you can get them done for sixty-five to maybe a hundred and fifty bucks for your site, it is pretty cheap. And if you cannot write sales copy pay a copy writer to write your sales letter for your website. You can get a copy writer to write your copy from anywhere from two hundred and fifty bucks to five thousand dollars depending on who you find.
And that is it, you have your own product and now you are making money from that product. You could never have done that without mastering something and then starting to brand yourself with that. That new product that you just created also became your brand. You are now known as the pay per click master. Robert, the pay per click master, and pretty soon when you use that in all your marketing on the sites that you sign off with, on your lead capture pages, on your name squeeze pages, in your emails, on your product that you have, Robert, the pay per click master. It starts to get in peoples' heads.
Lots of advertisements on TV such as Coca Cola, when we were younger we use to see Coca Cola commercials on TV, we use to see Pepsi commercials on TV. I probably would have never have known about Pepsi, it would have never popped into my mind when I though about soda, if they did not brand themselves and do commercials on TV. Every time I saw a soda commercial, it was like a Coca Cola or Pepsi commercial. They do that because it brands themselves. So now when you think about having a soda, the first thing you think is Pepsi or Coca Cola. That is branding.
How can branding of this sort help you in your home based business? One, it can create an extra revenue stream for you if you master one of the techniques. It is kind of a fruit of your labor. When you master something, it is extremely hard work, because you have to learn it, apply it, test it and tweak it to yourself and how you do things, it is definitely work. But there is a fruit to it. One, you can make more sales in your business because you are now able to market properly. Two, you can spawn off products based on that. People are going to perceive you, because you know more than the average person, as an expert because you know more than them.
Basically anyone who perceives anybody as an expert is anybody that knows more than them in that subject area. I am not a doctor in the medical field, that is why I go to a doctor to treat me if I am sick. They are the expert in the medical field because they certainly know more about medicine than I do. They took the time to go to school for eight years, get a medical degree and that is what they do to make money. They know more than I do and they are the expert in that industry so I look at them as the expert. They are the expert in medicine, I go to them, pay them money based on their expertise to give me advice on what I should do for my problems.
About The Author: Are You Prepared To Instantly Plug-in To A Power House Marketing System: Contact George Collins http://smallbusinesspractice.com Email George Collins http://georgecollins.com
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- "George Collins" <submissions@isnare.net> Apr 19 11:30PM +0800
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Article Title: Targeted Traffic Directed To A Targeted Sales Page Brings Money
Author: George Collins
Word Count: 768
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When you make a marketing piece, call your friends up, email them, tell them to look at your lead capture page, look at your ad, look at your auto responder series, read through it. Do not ask them what they think, ask them what they thought. Not that they thought it was good, but what were they thinking when they read your pieces. Just ask them, have them look at it and you say what do you think and they say oh great. Well if they say that, you need to change your marketing material.
Now, if you ask them what do you think and they say it made me want to buy the product, that is different. If they do not have the product that you are selling or are a member of it and they say that, they probably would say hey, I would like to get this, what is it that you are talking about, I would like to get it. Well that is a very good marketing piece. Then you can go ahead and spend some money on it, still test it, but you can spend some money on it and tweak it a little bit, until you have the sales process that you want.
If you start out and you are getting one sale out of every hundred op-ins or people that look at your sales page then, you keep tweaking it until you get down to however many sales you want per amount of people that look at the page. We will be putting software in our higher level package, copyrighted software, that basically takes paragraphs, takes headlines and literally compares it to some of the best pulling words and ads and things in the whole world and rates it.
What does that do for me, if I had a headline in a lead capture page or a sales page that might have taken me weeks or even months to get it to, I mean testing it multiple ways, because when you are testing you could change a word or two and you go and get traffic to it. Then you come back and change something, get traffic to it and this could be an ongoing process for days, weeks and months.
What this software will do and we have used this for a while, it literally will safe you money from testing, you do not spend money on testing, it will save you time. It will put more money in your pocket because you will get the right paragraph, the right line, the right headline from fifteen minutes or a half hours worth of playing around with it at what would take you months to get the same results. Literally double and tripling the response rate of the ad without even testing it. This is the type of software and other things that we will be putting in our back office from our rolodex of things that we use on a daily basis.
We will also be putting on some businesses online that either will help you make life easier, or will make you more money. We will be sharing that with you when you purchase the higher level program. If you did not get anything out of this article but to target market and who to target and how to target it, take that and run with it. Take my simple formula, targeted traffic pointed towards a targeted sales page equals commissions. Look at your own business, if it is not doing that, than fix it. Until then you are not going to get the results that you want.
I will be putting out more articles that will help your business and make the difference on whether you fail or succeed. It will make the difference whether you are now making a few thousand dollars a month or ten thousand dollars a month to going up to making thirty, forty or fifty thousand dollars a month, or if you are making forty or fifty thousand dollars a month going up to a hundred or two hundred thousand dollars a month. This stuff matters. If you are going to invest your time and money in this industry, you have to take the time and learn the proper way to do things.
If you do not, you will keep getting the same results. The people who routinely fail, routinely do the same things that cause them to fail.
Let me know how I can help you.
About The Author: Are You Prepared To Instantly Plug-in To A Power House Marketing System: Contact George Collins http://smallbusinesspractice.com Email George Collins http://georgecollins.com
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Article Title: Small Business Branding Practice
Author: George Collins
Word Count: 740
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Branding is a unique thing that can create business longevity for you. I am not saying that that is going to happen initially, those that have bad business practices, after a year or two, or even six months, they will soon become like that, they will wonder where their next sale is going to be. So hopefully they could even turn it around, if you are like that you are branding yourself that way, you can turn it around. It is probably harder to turn it around than if you had initially done that, but things could turn around through the same branding practices.
Other branding methods, you can brand yourself in the search engines. With some of these search engines the name like, pay per click king, you can have articles and sites up under those keywords, even pay per click ads and things of that sort, so when people look that up, they will see you. They find you there under that keyword name. Anything that you can think of, even with your offline marketing, even when you do newspaper ads, magazine ads, anything else offline, media, radio ads, tv ads, you can always put your branding in there, sign off throughout the process of doing that, you can refer to yourself as the pay per click king, then that becomes your branding.
So continue learning on this ever growing path for you to be successful in business, whether you already are successful you can become more successful than you already are. Never think you know everything, we do not know everything. we have been a student of marketing for many years and we will be a student of marketing for as long as we can, until we stop working. That is our branding, that is what we do and so we are always learning. Never think you know everything, always learn. The simple marketing formula is targeted traffic pointed towards a targeted sales page or landing page equals money or commissions. That is the online marketing formula in the simplest form.
Most people routinely mess up the left side and that is what we teach. Everybody wants the right side, the money, but they do not want to do the left side. If a person was going to go to college and be an accountant, it use to be that you could be an accountant just for four years of college. But it has gotten so competitive now you need at least a six year degree in accounting to be even competitive in the accounting industry. And so they spend six years learning their trade so they can actually make money in accounting. You do not have to spend that long online to learn this information, especially if you find the right mentors that will put you on the fast track.
You should always find the cream of the crop, this is what we do. We can go into any industry we want and get to the top of that industry because we find the cream of the crop in that industry and pay them whatever they want so that we can learn from them. It usually takes us six months in that industry to do that, and that is after paying people for their time to tell us the things that they know. Sometimes you pay for courses and the courses were garbage, but we never complained about it, we just said that is a person that we do not need to learn from. We just keep going forward until we found the cream of the crop.
The money that we spent on that is pennies compared to what we learned from the cream of the crop and continued to make large sums of money in that industry. That is what you need to do, find the cream of the crop. When you find the cream of the crop, pay that person whatever they want and learn everything you can from that person. Do not suck them dry overnight, then they might not teach you anything else. Let them teach you, let them do it over time and just learn everything you can from them. Most likely the information that they teach you, you will have to read, listen to, watch, whatever method they use to teach you, over and over again to get it correctly.
About The Author: Are You Prepared To Instantly Plug-in To A Power House Marketing System: Contact George Collins http://mymarketingfirm.com Email George Collins http://georgecollins.com
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Article Title: Is A Remortgage Right For You
Author: Chris Addison
Word Count: 533
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If you currently have a mortgage, you may occasionally wonder if a remortgage is a good option for you and or your family. Certainly, a remortgage isn't for everyone, so take this quick test to determine if you're in the running to pursue a remortgage as a viable choice
1. Do you presently have a mortgage with a higher-than-average interest rate
Often, if an individual or couple has had a mortgage for a long time, they can get a better deal on interest rates if their credit is decent.
Consequently, if your mortgage carries with it high interest rates, why not consider a remortgage that offers you much lower interest rates
Shop around locally and online and find out what the going interest rates are for someone with your type of property. You just may discover that you can save a bundle by choosing a remortgage rather than sticking with your current lender.
2. Has your credit history improved since you first got your mortgage
As mentioned previously, credit reports can change significantly over the years.
Perhaps you and or your spouse obtained your mortgage ten years ago when you were young and without a good credit history. Or maybe you got your mortgage seven years ago, right out of bankruptcy. In either case, if you've paid your bills on time, you probably have a credit report worthy of a lower interest rate than you're paying.
A company that specializes in handling remortgage agreements may be able to offer you a lower interest rate that will significantly reduce your payments. Though you'll have to pay some fees associated with choosing remortgage, if the interest rate difference is sizable enough, you could actually wind up saving hundreds each year.
3. Are you dissatisfied with your mortgage lender
If you're not satisfied with the customer relationship you have with your mortgage lender and don't worry – many people aren't, why not switch to a new financial institution. Getting a remortgage will allow you to pick a lender who can better meet your needs therefore, you can choose an institution that will treat you like an individual, not simply a number.
Even remortgage lenders who are overseas and only accessible by telephone and/or email can still be more committed to your happiness than traditional brick and mortar ones. Broaden your horizons when seeking out a remortgage professional, and don't allow distance to discourage you from checking them out.
4. Do you have a number of personal and/or household debts you'd like to consolidate
On a regular basis, many remortgage companies now offer terrific debt consolidation packages as a part of a remortgage. By choosing these remortgage options, you can whittle down the amount that you're paying each month and thereby reduce your monthly bills, often by significant amounts.
Although you will still have to pay back the money you owe to your creditors, a remortgage can give you a bit of breathing space, especially if times are particularly tough and money isn't as easy to come by as it once was.
About The Author: James Copper is a writer for http://www.remortgage-here.co.uk
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Article Title: How To Train As A Plumber
Author: Chris Addison
Word Count: 503
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There are many sources of plumbing training, not all of which is classroom. Standard residential or commercial plumbers, pipe layers, steam fitters and pipe fitters all vary their training in one or many of a variety of methods. Most residential and commercial / industrial plumbing training is offered in technical schools or community colleges. This classroom plumbing training is almost always supplemented by on-the-job training. Steam fitters, pipe layers, pipe fitters and plumbers that work primarily in commercial settings usually get their training through very formalized apprenticeship programs.
Apprenticeships are generally the best plumbing training in terms of a comprehensive look at what the job constitutes. These apprenticeship training programs for plumbers and other pipe specialists are administered by local labor unions and the companies with which they are affiliated or by organizations that represent non-union contractors. Examples of organizations through which one can get plumbing apprenticeship training include the Mechanical Contractors Association of America, the United Association of Journeymen and Apprentices – part of the Plumbing and Pipe fitting Industry of the US and Canada; The National Fire Sprinkler Association; the National Association of Plumbing, Heating and Cooling Contractors; and the Home Builders Institute. The latter is a subsidiary of the National Association of Home Builders.
Apprenticeship plumbing training lasts four to five years whether its union or not. Primarily on the job training it also includes a minimum of 144 annual hours in the classroom. The subjects for which the apprentice plumbers receive classroom training include blue print reading, drafting basics, applied chemistry and physics, math, local plumbing codes, plumbing and contracting safety, and legislated contracting and plumbing regulations.
The on-the-job part of the plumbing training includes basic plumbing skills such as learning to recognize the various types and grades of pipe, using the essential plumbing tools, and unloading plumbing materials safely. As the apprenticeship continues and the apprentice progresses in her or his experience, she can learn how to work with and install the various pipes, plumbing fixtures and piping systems.
Those who want to apply for apprenticeship plumbing training have to be a minimum of 18 years old and must be in good health. An applicant may have to have a GED or high school education. Someone who has military plumbing training is considered a great apprenticeship applicant. In fact, they may be credited for the experience. Other suggested training that can grease the plumbing apprenticeship application wheels is drafting, general math, reading blueprints, computer skills and physics.
While there is no uniform standard plumbing license, most municipal and state governments in the United States require that plumbers acquire a license. Passing an examination that tests how well they absorbed their plumbing training and how well they can carry out their plumbing tasks is common in many areas. With additional training beyond the basic plumbing courses, plumbers can go on to become supervisors of other construction and plumbing employees, can go into business for themselves or find work as a building inspector.
About The Author: James copper is a writer for http://www.newcareerskills.co.uk
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Article Title: Ten Top Organising Tips For Dyslexics
Author: Genevieve Dawid
Word Count: 701
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Over the years I have had to find alternate ways of doing certain everyday tasks, so I developed various ways to cope with my Dyslexia, methods that have also helped thousands of others. Now I would like to share them with you.
1)Highlighting Numbers and Words
I still use the method my parents had devised for me as a child for seeing numbers - colours! I use different highlighter pens for different items. Everything from everyday lists to spreadsheets can be prepared this way. For example, when using numbers, sub-totals can be highlighted in pink and the gross amounts in green.
2)Memory Statements
If, like me, your long term memory is great but your short term memory isn't quite so good, you may often find yourself putting things down and not finding them again, especially things like house and car keys. Try saying aloud, "putting car keys on kitchen work surface". Somehow that penetrates my mind and I know exactly where they are later when I need them. I have given many people this method, and it nearly always works.
3)Make lists
Whenever you need to remember something you want to get or do, use a sheet of paper or notebook to jot it down. None of us remember everything all the time and lists are so useful. For some things you can also start a list and just keep adding to it. My favorite lists include the one on the back of my door in the kitchen of reminders of vital things for any trip, including purse, mobile and adapter, credit cards, etc.
4)Post-it Notes!
Where would we be without them?! They are so great for quick reminders. Try keeping a post-it pad in the cupboard by the kitchen door, and when you need to remember to get a birthday present or food items for example, write it down when you think of it; then check your post it notes each time before leaving the house.
5)Calendars & Wall Planners
Calendars and day or week planners are great tools for keeping you organized. Discover which method of recording data works best for you and use it regularly.
6)Diary
Using and regularly updating your diary is essential to being organized. Using either electronic or hard copy version, always keep it updated. Record appointments and holidays well in advance.
7)Databases
Databases are also important to being organized. (I personally keep an electronic as well as a hard copy (printed) of all my data.) Divide your data bases into different areas of your life: friends and family, health practitioners, service providers, etc. Make sure your data is correct before recording it to avoid inaccurate or incomplete information. Do take the time to record everything correctly and regularly update it.
8)Duplicating Everything You Need
For traveling organize a big cosmetic case with the same things you keep in your home bathroom.
9)Financial Records
It is essential that you keep track of your financial income and outgoings. To help you with this I have devised a basic Financial Tracking Chart. (The template is available to download from my website)
10)Organizing Chart
To further help you organize yourself and create a proper place for all your belongings, and pertinent information, an Organizing Chart is invaluable. Write down the problem area, followed by what you are going to do to improve in that area. Basically, everything you own needs a home, or else it becomes a weed, (something not the right place). Identify belongings that don't have a home and create a place for them. You may need to have a clear-out to create more space. Make a list of your 'homeless' possessions and then decide where their homes will be from now on. Then create folders for your files and name them.
The good news is, once you have organized yourself you just need to keep following through. Then not only will you feel so much better, those around you will benefit as well.
About The Author: Genevieve Dawid http://theachieversjourney.com/about_author.php has pioneered new techniques to help her cope with dyslexia http://theachieversjourney.com/resources.php and has now written a self help book.
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Article Title: There Is No Reason To Drive Illegally When You Can Get Cheap Motor Insurance
Author: David Thomson
Word Count: 515
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Cheap motor insurance can be found and the easiest way to do so is to go with a specialist broker. A broker can search on your behalf and as they are specialists will make sure that they search the UK motor insurance marketplace on for the best deal. With this in mind there is no reason why hundreds of drivers on the road are driving uninsured and illegally which causes other people many problems and substantial cost.
However drivers in some areas should be aware that from September 2007 police have new methods which can help them to crack down on those who try to evade paying out for car insurance. With the help of the Motor Insurers Bureau they now have access to a system which can help them to determine whether or not the driver of a car has insurance. It is hoped that the method will see some success and be used more widely and keep the 78,000 cars which were found to be driven without insurance last year and which police seized off the road next year. With already 29 of Britain's police forces already having signed up for the scheme this year and another 14 expected to be singing before 2008 is rung in it is hoped that these selfish and reckless drivers who cannot be bothered to shop around for cheap motor insurance will be caught and taken off the roads.
Cheap insurance quotes are available to everyone regardless of age and gender, however if you do go with one of the insurers that do offer deals for women drivers, old and younger drivers etc then your quote could be even less. Whichever type of insurance you are going for you cannot get a better or lower quote than going with a specialist broker for your cover. The specialist accesses a wider spectrum of lenders than you could possibly do when making a search on our own because they specialise in digging out the cheapest deals along with giving sensible advice on how you can reduce the cost of your car insurance for yourself.
Ways of reducing the premiums for car insurance are to stick with a small car and lower engine size, installing additional safety features such as steering wheel locks, etched windows, and car alarms and parking your car in a garage overnight. The specialist will also be able to give you the advice you need to ensure that you get the cover for your needs, there are three basic types of car insurance with fully comprehensive being the dearest but of course as the name suggests covers for most eventualities. Third party fire and theft cover comes in the middle and is one of the most popular choices especially for younger drivers and third party only is one of the cheapest but gives very little cover.
Always stick with a broker for the advice and for cheap motor insurance as finding it yourself can be almost impossible and even then you cannot be sure you have searched the entire marketplace.
About The Author: David Thomson is Chief Executive of BestDealInsurance (http://www.bestdealinsurance.co.uk) an independent specialist broker dedicated to providing their clients with the best deal on their home, motor and life insurance.
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Article Title: Dissecting 'Diet' and What it Means in Everyday Life
Author: Nicholas Jarder
Word Count: 536
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When one looks up the meaning of diet in the dictionary, one would realize that the common notion people have about this word is not accurate. The kind of diet that would come to mind are normally reduction diets or the kind that is intended for weight loss. This word actually refers to the nutritional intake of people. People do not go on a diet only when they need to lose weight. Everyone follows a dietary regimen, but not all have healthy diets.
In actuality, the word means the regulated intake of food. This applies not only for those whose aim is to lose weight but also for people who adhere to the customs of their religion on eating. For people who desire to lose wheat might lessen their intake of calories. A wheat-free diet is an example for those trying to lose weight and a restriction on pork for people from certain religious backgrounds.
Health reasons should be a potent force to compel people to control their food intake. This does not mean restricting meals only to specific food groups. This basically means eating healthy with a balance of food types to give the body enough energy to function. Eating less calories means less energy, while an oversupply of calories could lead to excess weight and a host of health problems.
It is important to decide what the right diet is for you. Taking in the right food and drinks needed by your body should be determined. The amount and the type of food should both be considered, neither may be compromised. Doing research is a must. Browsing for articles in sites discussing health conditions and dieting may yield valuable insights and practical tips that will help you be successful. Nowadays, there are already specialty websites devoted primarily to health and healthy eating. Subscribing to these sites is often free – that's like getting free consultations and getting free advice from experts.
The next important thing to figure out is how to properly implement your diet. Discipline is important. It is also a good idea to have a companion that can help you monitor your progress. He may also be a source of motivation. On the contrary, too much dependency on another person is risky since the absence of a companion could give you an excuse not to see your program through.
Managing your daily food intake for the purpose of losing weight is a serious matter that you should consider. It takes your commitment and dedication to pull off a healthy eating program. You cannot eat healthy today and then slip back into your old unhealthy habits the next day. What you need is a program that you can sustain and stick with throughout your lifetime. Therefore, the program should not be too restrictive that you find it difficult to get through the day. It should also not be too tedious, just like those that require you to prepare meal replacement products or concoct special formulations, that you it becomes too time consuming for you. What you want is a balanced diet that your body can metabolize efficiently without giving you any trouble at all.
About The Author: If you are looking for information on diet, click on the link. Or visit http://www.well-diet-ideas.com/.
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Article Title: Lose Weight For Health and Beauty
Author: Nicholas Jarder
Word Count: 538
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It is a struggle for many people to lose weight. The topic has been part of the bulk of content in magazines and newspapers as well. It might help to look at articles online. Researching on the different possibilities to lose weight is necessary. Also, consulting a physician is important.
It is often said that the outside or the façade only reflects the inside. It is the content that determines how one appears to be. In order to lose weight and excess fat, and essentially to look good, one should take good care of his health. The same steps to satisfy one's vanity are the same steps that he should take to be considered healthy. The saying that "you are what you eat" is true. If you want to be fit and lean, eating healthy foods in the right amount, condition, and time is important.
The scare of malnutrition may push one too far and result to overeating. As an infant, people are only fed milk. As he becomes a toddler and grows to be a little child, he develops his own taste. Time will come when one reaches a certain age during which the he becomes choosy in his food intake. The child would have his food preferences and this might not give him enough of the nutrition he needs.
Parents might be alarmed and artificially induce the child's appetite or even resort to abusive practices such as making the child eat more than the normal amount of his or her favorite food. These practices abuse the body and result in unhealthy eating habits. Often, this leads to obesity or being overweight because of the large portions of the favored but not necessarily healthy food being consumed.
Children who have experienced this would have the need to lose weight and shift to a healthy lifestyle. This can only be achieved by eating what is truly needed by the body in the right amount. Green and leafy vegetables should be taken as well as juicy fruits as a source of vitamins and minerals.
The technique is to burn more calories. In order to lose weight, one must burn more calories than the amount taken in. Both exercise and good diet are important in reaching healthy weight levels. A good exercise program will depend on the person's physical condition as well as general attitude. Someone who loves to socialize might find it more effective to engage in an exercise program in a gym or with a group of people with similar weight loss goals.
Some people have ventured into becoming a vegetarian in their quest to lose weight. Vegetarians do not eat meat and fish. They include vegetables, grains, fruits, seeds, and at times eggs and dairy products in their diet. Protein is a natural substance made up of linked amino acids. It has fibrous structure but in some cases globular. It is necessary to be included in one's diet since it play a vital role in the proper functions and in maintaining the right structure of all living cells. Protein and the essential nutrients should be eaten for a healthy body, beautiful inside and out.
About The Author: If you are looking for information on lose weight, click on the link. Or visit http://www.well-diet-ideas.com/.
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- "Nicholas Jarder" <submissions@isnare.net> Apr 19 09:10AM +0800
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Article Title: Finding the Right Diet Solution
Author: Nicholas Jarder
Word Count: 555
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The diet solution suitable for one person may not be the same solution for another. The effects of the intake of certain types of food are not the same for every individual. It's the same way for exercises as well. Certain types of exercises may be effective for one and not for another. In determining the right exercise and diet solution, it is important to keep in mind that proper research and consultation with a certified physician and nutritionist should be done to ensure one's safety.
The diet solution that would help in maintaining a healthy body weight is one that includes meal planning. When one already has an overview of his or her meals for the day, it would be easier to strictly eat only the types of food beneficial to one's body. When there is a meal plan, there will be less chances of eating junk food or other types of fatty food that would just make one's health conditions worse.
It is also important to think about one's metabolic processes. Metabolism is the succession of processes that converts the food one eats into energy. This also results in the production of the essential elements that sustain life. A person who has fast metabolism is usually thin and lean while those who have slow metabolism are fat and flabby. This is genetically determined at first since it depends on the bodily make-up of the person; but there are certain ways to change it.
Exercising regularly is a vital part of the diet solution that would help in achieving and maintaining one's healthy body weight. One's heart rate is an indication of the activity in the body. The calorie intake is also an important element to watch out for vis-à-vis the amount of calories burned during exercise and regular activity. The calories of the food eaten should not be more than what the body can burn.
It also helps to look up the sites in the web that may help in finding the diet solution suitable for a person. In these sites, one can be offered equipment and machines s that aid in physical activities. Meal plans are also available online. It would be really helpful to use these food guides as a guide for one's everyday living.
An example of a type of meal plan may be derived from the yoga nutrition. This is based from the food pyramid wherein the one on the top of the food chain gets the least amount of energy. Thus, in order to live a healthy life, one must consume food types that are at the bottom of the food chain. This implies that vegetables, fruits and grains should ideally compose a healthy diet.
Also, it was said that the more process that a food goes through, the more of its nutrients are being stripped off. Thus, light cooking is the ideal process. This also means that processed foods are not helpful. In this age, fast foods and processed food are normally eaten by people especially in the cities where people are too busy to cook and prepare their own meal. Thus, it really is important to give time in the choosing, preparation, and taking in of food in order to be truly healthy.
About The Author: If you are looking for information on the diet solution, click on the link. Or visit http://www.well-diet-ideas.com/.
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- "Manny Jonsworth" <submissions@isnare.net> Apr 19 09:01AM +0800
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Article Title: Traci's Parrots 4 U: A Salt Lake City Parrot Rescue Center
Author: Manny Jonsworth
Word Count: 554
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In the lovely state of Utah is the organization known as Traci's Parrots 4 U. This organization is a business that offers parrots for sale to customers across various states within continental USA. It was founded by Traci, an avid bird lover and wildlife enthusiast who is very passionate about her birds and her business. However, apart from rearing and selling parrots, her organization is also one of the best known Salt Lake City parrot rescue centers. According to Traci and her organization, all parrot owners need lots of education on how to care for and love their pets. With some education, it will be a lot easier for them to make informed decisions when acquiring a parrot as a pet.
While her center offers a haven for unwanted parrots, she would rather meet parrot owners and discuss certain issues with them before they decide to give up their parrot. The reason is that these birds form very strong bonds with their owners and abandoning them may cause them plenty of distress. It is possible that problems people face with their parrots can be resolved before they chose to put him or her up for adoption or surrender it at the local rescue center. Basically, if a parrot owner feel they have issues with their pet, it is possible to have these issues addressed so they can live in harmony with the parrot rather than give it up.
There are lots of solutions offered on the Facebook page of Traci's Parrots 4 U. Traci and her family are doing a lot for these parrots and their work is much appreciated. If a parrot owner is completely convinced that pet is in need of a new home, then organization will be happy to take it in and help find it a new home. Basically the process of rehoming parrots is what the Salt Lake City parrot rescue organization does. The organization normally receives parrots from owners who are no longer able to care for them or provide them with the kind of home they desire.
The process of adopting a bird is quite simple. The bird is normally dropped off at the Salt Lake City parrot rescue center. There is no charge for taking in an unwanted parrot and so owners get to do this for free. However, there is cost when some wants to acquire a parrot from this Salt Lake City parrot rescue center in Utah. There are many reasons why people are charged a fee. For starters, running a rescue center such as this one costs plenty of money. The parrots need good quality food and other amenities. There are bills to pay and so on. This is the basic reason why the parrots are sold instead of being adopted out for free.
If you have a parrot, live in or near Utah and need to get them placed into a new home, be sure to check out Traci's website. She's very understanding and is willing to help you out with any problems you might have. While actually taking your parrot from you is an adoption, if you do have behavior issues (or similar problems) Traci is more than willing to help you resolve those problems without having you give up your parrot (and hopefully friend).
About The Author: Traci's Parrots 4 U is a parrot rescue and adoption business located in Salt Lake City, UT. If you live in Utah or a nearby state and need to rehome your parrot or are looking to adopt go to http://www.tracisparrots4u.com/.
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